个人养老金制度
private pension scheme

China on Thursday rolled out a private pension scheme to complement the nation's current pension system in its latest effort to tackle the strains of an aging population.
《国务院办公厅关于推动个人养老金发展的意见》4月21日公布。随着人口老龄化的加剧，推动个人养老金发展，是对基本养老保险的有效补充。